Protecting Your Credit Card Information Online

b9626c88-695a-4297-a089-8b1861368efdFor credit card users, the Internet can be something of a double-edged sword. On the one hand, it provides credit card users with unrivaled convenience as well as what can seem like unlimited possibilities. On the other hand, that same convenience has also made it easier than ever for credit card information to be stolen. If you want to continue using your credit card online, here are some tips to help protect your important information.

Methods For Protecting Your Credit Card Information Online

Be sure to use these methods when protecting your credit card information:

  • Make sure that your computer has a firewall installed along with an antivirus using up-to-date virus definitions. Likewise, keep all of your software up-to-date, particularly the browsers that you use to access the Internet. By doing so, you can minimize the chances of your computer becoming infected with malware, which can steal your credit card information in a number of ways, such as keylogging and remote screen viewing.
  • You should never shop on a website unless you can confirm that it is safe. Common ways to check the security of a site include checking for “https” in the URL, checking for a padlock icon in the status bar, and checking the website’s security certificates. Remember that you should not trust a website just because it looks like it belongs to a business that you trust, since credit card thieves can come up with extremely convincing fakes.
  • For maximum safety, you can make online purchases using a prepaid credit card instead of your regular credit card. This way, there is a limit on how much you can lose, even if your credit card information is stolen in exchange for a slight increase in inconvenience.
  • Ask your credit card issuer about potential protections that have not been enabled, since credit cards often have multiple layers of security for redundancy. For example, MasterCard has SecureCode, while Visa has Verified by Visa. Having these features turned on ensures that committing fraud with your credit card is as challenging as possible.
  • Finally, keep a close eye on your credit card statements for unauthorized purchases. If you notice something unusual, contact your credit card issuer as soon as possible to protect yourself.
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Niiwin, LLC, d/b/a Lendgreen (“Lendgreen”), is a wholly owned subsidiary of LDF Holdings, LLC, a wholly owned subsidiary of the Lac du Flambeau Business Development Corporation, a wholly owned and operated economic arm and instrumentality of the Lac du Flambeau Band of Lake Superior Chippewa Indians (“Tribe”), a federally recognized Indian tribe. Lendgreen is organized and in good standing under the laws of the Tribe. Lendgreen is a duly licensed Financial Services Licensee of the Lac du Flambeau Tribal Financial Services Regulatory Authority, an independent regulatory body of the Tribe.

All loan application decisions are made at Lendgreen’s office located at 597 Peace Pipe Road, 2nd Floor, Lac du Flambeau, Wisconsin 54538 on the Tribe’s reservation. If your loan application is approved by Lendgreen, your loan will be governed by Tribal law, applicable federal law, and the terms and conditions of your loan agreement.

This is an expensive form of borrowing. Lendgreen loans are designed to assist you in meeting your short term borrowing needs and are not intended to be a long term financial solution. The Annual Percentage Rate (“APR”) as applied to your loan will range from 720% to 795% depending on your payment schedule, pay frequency, loan term, and the amount of your loan. Late payments and non-payment may result in additional fees and collection activities as described in your loan agreement and as allowed by Tribal and applicable federal law. Lendgreen does not lend to residents of AR, GA, MD, MN, NY, PA, VA, WV, WI or to members of the military or their dependents.

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