Online Loans Blog

How to Break Bad Spending Habits

Just about everyone is guilty of a bad spending habit or two. Some common poor spending behaviors include impulse buying, failing to budget, emotional spending or even accruing ATM transactions fees. Are you wondering how to break your own bad spending habits? All it takes is a little bit of discipline and minor lifestyle changes. The money you’ll save will definitely justify the effort.

5 Ways to Reuse Household Items

Lendgreen is not affiliated, associated, endorsed by, or in any way officially connected with the companies, brands, services or websites mentioned and linked to in this article. Reference to these parties is strictly for editorial and descriptive purposes only.   Being fiscally conservative is generally a good idea – you never know, after all, when you could unexpectedly go from two incomes to one in an economic downturn. An easy step  you can take to prepare for rainy days involves committing to reuse household items. This is guaranteed to leave you with more money at the end of the month, without much in the way of sacrifice.

How to Save on a Vacation

Vacations can become very expensive especially when it comes to travel costs – like plane tickets or luggage fees – and hotel accommodations and food. However, there are plenty of ways to cut down on the cost of your vacation and stay within a reasonable budget without having to sacrifice the fun and relaxation you want. Here are a few tips on how to save money on your next vacation.

How to Create a New Year’s Savings Plan

Many people use December to analyze the year that’s almost over and make plans for the future. Becoming more financially responsible is a common New Year’s resolution and for good reason, but it’s not easy. Creating a New Year’s savings plan is all about understanding your needs and making responsible financial decisions to meet your goals.

How to Save Money on Gifts This Holiday Season

The festive season is upon us and it’s time to get presents for people you care about. While shopping for gifts can be a lot of fun, it can also put you under financial strain if you don’t stay within budget. Is it possible to save on gifts and still spoil your loved ones? Absolutely! To accomplish the goal, just follow a couple of basic steps for how to save money on gifts this holiday season:

Best Grocery Coupon Apps to Help You Save

Coupons have gone digital. No more clipping through worn newspapers to get the best deals on your groceries. Now, you can just use your phone to quickly and easily save money and stay on budget. But not all grocery coupon apps are created equal. Here are our top 3 grocery coupon apps that can really help you pinch pennies when you shop! Checkout 51 Checkout 51 is a mobile app that offers you cash back when you purchase specific items on their grocery list. Every Thursday morning, they update their weekly offers from which you can choose before heading to the grocery store. When you’re finished shopping, simply take a photo of your receipt, upload it to the app and it’ll record the amount you get in cash back based on your purchases! Once your cash back balance is $20 or more, you can request a check whenever you want. Read More…

5 Tips for Saving on Name Brands

Designer clothing is recognized for the high quality and the distinctive signature of its manufacturer. This is why so many people hunt for name brands, even if they’re trying to shop within a budget. Interested in saving on name brand items? If so, the following five tips will come in handy, especially around the holidays:  Shop in Thrift Stores Saving on name brands is incredibly easy if you visit thrift and vintage stores. People have come across clothes, bags and accessories worth hundreds of dollars in such places. And you get the added bonus of a treasure hunting experience. There are many specialized thrift stores that are mainly geared towards high-end items. Products may be a bit more expensive than in the typical thrift store but you’ll still be getting a bargain. Flash Sale Websites Flash sale websites provide a unique opportunity for saving on brand names. These sites enable Read More…

5 Inexpensive Home Upgrades You Should Consider

You may not have a lot of money to play with in your home improvement budget but you’re just itching to make some upgrades to your existing décor. Luckily, there are some great and low-cost home upgrades that you can utilize while still adhering to a strict budget. The end result is an updated space that didn’t require breaking the bank. Here are 5 inexpensive home upgrades you can add to your honey-do list: New Paint The easier and least expensive home upgrades around involve a new shade of paint. No matter what the room, a new hue can make a space look cozier, brighter and cheerful. Not only can you transform your home with a new color of paint but you can choose a different texture of paint to change things up a bit (eggshell, matte, etc.). Upgraded Kitchen Most homeowners agree that the kitchen is usually the focal Read More…

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Niiwin, LLC, d/b/a Lendgreen (“Lendgreen”), is a wholly owned subsidiary of LDF Holdings, LLC, a wholly owned subsidiary of the Lac du Flambeau Business Development Corporation, a wholly owned and operated economic arm and instrumentality of the Lac du Flambeau Band of Lake Superior Chippewa Indians (“Tribe”), a federally recognized Indian tribe. Lendgreen is organized and in good standing under the laws of the Tribe. Lendgreen is a duly licensed Financial Services Licensee of the Lac du Flambeau Tribal Financial Services Regulatory Authority, an independent regulatory body of the Tribe.

All loan application decisions are made at Lendgreen’s office located at 597 Peace Pipe Road, 2nd Floor, Lac du Flambeau, Wisconsin 54538 on the Tribe’s reservation. If your loan application is approved by Lendgreen, your loan will be governed by Tribal law, applicable federal law, and the terms and conditions of your loan agreement.

This is an expensive form of borrowing. Lendgreen loans are designed to assist you in meeting your short term borrowing needs and are not intended to be a long term financial solution. The Annual Percentage Rate (“APR”) as applied to your loan will range from 720% to 795% depending on your payment schedule, pay frequency, loan term, and the amount of your loan. Late payments and non-payment may result in additional fees and collection activities as described in your loan agreement and as allowed by Tribal and applicable federal law. Lendgreen does not lend to residents of AR, GA, MD, MN, NY, PA, VA, WV, WI or to members of the military or their dependents.

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